When I think how hard it was for me three years ago when I was a student, I feel like crying. I was alone in another city; I had no money, no food and many rates to pay. I was so unconscious, that I took a payday loans for month to month. I didn’t need money for anything important, but I was at the age that I didn’t know how to spend money. Fortunately I have matured and I realized that what I do is wrong. Now I don’t have any credits and I have money for food and many other things.
